Get the right funding to grow your business with our fast and flexible finance solutions. We provide South African businesses with loans of up to R10 million, tailored to suit your needs
Get the funding you need, when you need it. Our easy online loans offer quick approvals, flexible terms, and hassle-free applications—helping you move your business forward without delays.e options?
“Our offering is built on expertise and experience in business finance. We provide tailored loan solutions designed to support South African businesses at every stage—whether you need working capital, expansion funding, or growth finance
Our Personal Loans give you quick access to the cash you need, with flexible repayment options and competitive rates—helping you take control of your finances.”
Our Business Loans provide fast and flexible funding solutions to help your company grow. Whether you’re a startup, SME, or established enterprise, we offer loans of up to R10 million tailored to your needs
Our Home Loans make owning your dream property possible. With flexible repayment options and competitive rates, we tailor solutions to fit your lifestyle and budget.”
Our Debt Consolidation Loans help you simplify your finances by combining multiple debts into one easy-to-manage loan with a single monthly payment.”
Our clients’ success stories reflect our commitment to fast, fair, and reliable loan solutions. See why so many trust Selective Loans for their financial needs.
Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 28%, monthly service fee R68.40, monthly repayment R4558.00. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.
There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.
If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.
If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set by the NCR.
